Personal Wealth Management

The importance of estate planning

Nobody likes to think about the inevitable. Talking to family and friends about your own death is not high on your conversation list. But estate planning is important. Taking time to make clear arrangements will provide both you and your loved ones peace of mind.

How to protect your finances during separation

Break-ups are hard. When a relationship ends it can be filled with turmoil, and the separation process is often messy. While it can be an emotional time, it’s crucial that you don’t relinquish your financial security. We look at protecting finances during separation.

It’s never too early to start estate planning

It’s never too early to start estate planning, because you never know what could happen tomorrow. Regardless of your age, it is worthwhile having a formal plan in place to make sure assets are distributed according to your wishes.

Tax benefits for investment property owners

Investing in property is a popular wealth management strategy for many Australians… and with good reason. Property offers some unique tax benefits that you don’t receive with other types of investments.

Tips for wealth building

Have you thought much about your future? Do you already have a secure financial plan in place that will allow you to retire comfortably and live the life you’ve dreamed? We’ve put together a list of tips that can help you start building your wealth.

How a financial advisor is helpful at any age

No matter how young or how old you are, you can benefit from a financial advisor’s professional advice when it comes to managing your wealth and finances. Making smart financial decisions at any age, will help create success for your future self.

Pay off your mortgage early or invest?

It’s a question that keeps many Australian homeowners up at night. Whilst the idea of paying down your mortgage seems tempting to bringing financial security, investing extra money could be a smarter option to building your wealth in the long run.

Understanding the investment market

Whether you are new to investing or a seasoned professional, the current state of the global investment market can be cause for concern. With the outbreak of COVID-19 reaching all corners of the planet, the economic impact has been headline news for weeks.

Investing in the age of 24-hour media

There’s something empowering about living in this day and age – having the ability, with a few keystrokes or even a quiet word to Siri, to access.., well, anything. But it’s important to remember that what you read on the internet is not always a good basis for decision making.

Five resolutions to support your financial future

A new year, a new decade… the perfect time to embrace some new resolutions that can help set you on the right path for a secure financial future. Making small behavioural changes today can create a massive difference to your financial position in years to come.

How much do I need to retire?

How much do you need to retire? It’s never too early to start thinking about your retirement. Even if you are only in your 20s and just starting your career, it’s worthwhile taking the time to seek some retirement financial advice and make plans in order to achieve your goals.

It’s time to diversify

As part of our personal wealth management services we can help you make the most of your savings or your current investments. Diversification is all about spreading the risk of your investments across a range of different asset classes to create a well-balanced portfolio. We don’t want to put all your ‘financial’ eggs in one basket!

Personal income tax cuts now law

The Bill containing the three-stage personal income tax cuts package completed passage through parliament and is now law. The Treasury Laws Amendment (Tax Relief So Working Australians Keep More Of Their Money) Bill 2019 has received assent as Act No 52 of 2019 and fully implements the measure announced in the 2019 Federal Budget.

Can your accountant also be your financial planner?

Choosing a financial planner is probably one of the most important financial decisions you will ever make…

…and if you make the wrong choice it can certainly be a costly mistake!

Transition to retirement pensions – Back to their true purpose

The changes to superannuation announced in the 2016 Federal Budget have been passed by Parliament. Amongst the changes was legislation which will remove tax concessions for transition to retirement pensions (TTRs) and bring them closer to their purpose of providing income to members as they transition to retirement.